There may come a day when you or a loved one requires assisted living or nursing home care. While it’s not easy to think about, long-term care planning is a critical part of estate planning. In the United States—and especially…
Key Takeaways on Updating Your Estate Plan Regularly reviewing and updating your estate plan is essential to ensure your money, property, and health care preferences are managed and distributed as you wish. Life changes such as marriage, divorce, birth, or…
Talking about death—especially one’s own—is a subject many avoid. However, avoiding end-of-life conversations can cause confusion, stress, and unmet wishes for you and your loved ones. According to AARP, 85% of adults over 45 feel comfortable discussing end-of-life issues, yet…
Key Takeaways: Using a Deed to Transfer Property at Death Using a deed can help your heirs avoid probate court delays and expenses. However, deed transfers offer less control, no creditor protection, and no support if you become incapacitated. A…
Key Takeaways America’s aging population is increasing demand for long-term care services. Costs for in-home care, assisted living, and nursing home care are rising nationwide. Many people don’t expect to need help with basic daily activities, but statistics show that…
Most of us spend little time thinking about death or losing the capacity to manage our own affairs. These are unpleasant topics and banishing them from our minds is easier than entertaining them. Death, however, is inevitable and becoming incapacitated…
Financial stress is one of the leading causes of anxiety and sleep loss for many Americans today. Uncertainty about the future, money worries, and lack of clear plans for your assets can take a heavy toll on both mental and…
How can veterans use their Department of Veterans Affairs benefits to pay for long-term care? The answer is, as with most governmental things, complicated. A much-underused pension benefit known as Aid and Attendance can provide some money to cover costs…
We all aspire to live a long and healthy life, and senior citizens are admired for their wisdom. However, their long life often comes with the grief of outliving their spouses, friends, and sometimes their children. If they cannot maintain…
As the veteran population in the United States increases - currently, almost 19 million- new programs for health, education, housing, and other benefits have been created. VA disability payments are one of the most common entitlements veterans overlook yet are…