Takeaways When a child turns 18, parents no longer have automatic access to their medical records or financial accounts. Powers of attorney and HIPAA authorization forms can help parents assist in an emergency. These documents should be completed before the…
What Every Family Caregiver Needs to Know Serving as a power of attorney is one of the most important responsibilities a person can take on. It often comes during a difficult season of life, when a parent or loved one…
Takeaways If you are a rightful heir or beneficiary and are being excluded from the probate process, you have legal recourse, but you must act quickly before court deadlines pass. Key steps to take include checking public court records, consulting…
Solo Agers in the U.S.: Estate Planning, Risks, and Key Considerations The Rise of Solo Agers in the United States More adults in the United States — particularly those in their 50s, 60s, 70s, and 80s — are living alone…
Getting Help for a Parent With Memory Loss When an aging parent shows signs of memory loss, confusion, or cognitive decline, getting them to seek help can be challenging. Delays in diagnosing dementia are common. SciTechDaily reports it takes an…
Why Long-Term Care Insurance Claims Get Denied Long-term care insurance can help pay for care when someone needs help with daily activities. Unfortunately, claims are sometimes denied. Understanding why can help prevent delays and unexpected expenses. Common Reasons Claims Are…
Guardianship becomes necessary when an older adult cannot make decisions and lacks a valid power of attorney. The guardianship process can be complicated by family disputes, difficulties in proving the adult’s incapacity, and challenges with ongoing guardian responsibilities. Strategies such…
Key Takeaways America’s aging population is increasing demand for long-term care services. Costs for in-home care, assisted living, and nursing home care are rising nationwide. Many people don’t expect to need help with basic daily activities, but statistics show that…
President Trump signed into law the Elder Abuse Prevention and Prosecution Act in October of 2017. This bill was designed to combat the growing epidemic of the elderly being taken advantage of financially and abused physically. A study conducted by…