In a continuing care retirement community (CCRC), there are three distinct phases. The first is independent living when a resident enters into the community with few if any disabilities requiring limited assistance. In this phase of independent living, community residents…
As a result of his age, your grandfather Martin can no longer make his own decisions. A court appoints you to be Martin’s guardian of property, to help Martin manage his money. You become Martin’s “fiduciary.” The law now requires…
Americans who live in nursing homes are among the most vulnerable. When the novel coronavirus did hit, these nursing homes became its ground zero as many residents and workers did not receive testing, and staff found obtaining personal protective equipment…
How can veterans use their Department of Veterans Affairs benefits to pay for long-term care? The answer is, as with most governmental things, complicated. A much-underused pension benefit known as Aid and Attendance can provide some money to cover costs…
A broken bone or head injury causes one out of five senior falls, according to the Centers for Disease Control and Prevention. Injuries of this sort can make life difficult for an older person to do everyday activities or live…
The current inflationary pressures are resulting in financial insecurity for many senior citizens in the US. Aside from cutting back on unnecessary expenses, many retirees or near retirement individuals should look to existing government programs to possibly qualify to receive…
There is a report published by the Alzheimer's Association (alz.org) entitled Alzheimer's Disease Facts and Figures. The findings give pause when contemplating the future of many Americans who will be living with crippling dementia. Health care and long-term care costs…
Unlike last wills and testaments, living wills do not pass assets and property after death. Instead, it is a mechanism to communicate to your family and doctors how you want medical care conducted when you aren't able. Your living will…
Our world is filled with unpleasant news that makes us feel stressed. We also feel stress from injuries and illness. Chronic pain can be especially stressful. So finding ways to release and cope with pain and stress help people live…
Almost seventy percent of retirees in the United States will need some kind of long-term care (LTC), according to figures released by the US Department of Health and Human Services (HHS), according to research by Genworth, the median annual cost…