The passing of a spouse is not only a very emotional challenge but can be financially difficult as well. It is common for one spouse to handle family tax and estate plans, and a widow(er) may be looking at a…
When a family member has passed, the family occasionally ends up arguing over personal property. Arguments can take place over things like a coffee mug, a piece of jewelry, or a painting. These types of arguments can be eliminated by…
The original purpose of the social insurance program in 1935 was to provide Americans with a disability, retirement, and survivors’ benefits. Since that time, in part due to the disappearance of extended family networks, an increase in population, and a…
Over the past ten years, significant resources have been committed to researching Autism Spectrum Disorder, also known as ASD. The Combating Autism Act became law in 2006, was reauthorized in 2011, then again reauthorized and renamed to Autism CARES Act…
The America Medical Association (JAMA) conducted a 10-year study and found a connection between hearing loss and health risks. The risks include a 50 percent greater risk of dementia, a 40 percent greater risk of developing depression, and nearly a…
In estate planning, a letter of instruction is an essential element of the overall plan. It is an informal document that will give your loved one’s important information about personal and financial matters after your death. Letters of instruction are…
Assisted living is changing for seniors with new advancements in medicine, technology, and socioeconomics. The rising cost of assisted living means that some families are looking for new alternatives, while those who consider traditional assisted living have new options to…
Medical and health care developments have made it feasible for dependents with special needs to live higher-quality lives than ever before. Many scientists regard the term special needs as a euphemism for disability. Yet, the difference between the two terms…
There is a projected boom in facilities that provide specialized memory care to Alzheimer’s patients. While some facilities are stand-alone solutions for memory care patients, others will offer care that is already integrated into existing facilities that cover more than…
Trusts are not exclusive to the wealthy, anyone can benefit from setting up a trust. Do you want to keep your affairs private and stay out of probate court? Maybe you have stepchildren? Do you want to leave money to…